Saturday, April 30, 2011

Credit Card Questions? Ask them now.

Here are the answers that I got back from my Chase bank representative.   

"I would like to inform you that, You can request a cash
advance through any ATM with your PIN, or you can visit
any bank and present your credit card to a teller with
another form of identification.

Cash advances are subject to a 3% transaction fee with a
$10.00 minimum and no maximum. Cash advances will accrue
interest on a daily basis from the date they post to your
account until paid in full. The Annual Percentage Rate
(APR) for cash on your account is a variable rate of
19.24%.

The cash withdrawal limit on your account is $2000.00 and
the daily limit for a cash withdrawal is 50% of the cash
limit or $1000.00 per day.



I noted your account to reflect your upcoming travel
plans. This notification will be effective on your
account for 30 days.

Placing travel dates on your account allows our Security
Department to monitor your account during your travel to
help avoid declines. Please know that your security is
important to us so declines may not be completely
prevented. If a decline does occur, please understand it
is intended to protect your account.

If you should need to contact us while traveling, please
call the number listed on the back of your card. You may
also call us collect at 302-594-8200. If calling from
outside the U.S., please speak to your local phone company
for the proper steps for making a collect call."

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